We are creating a charitable foundation from scratch: how to prepare documents and register? How to create a charitable foundation: instructions and tips What is a relief fund.

It is known that in any more or less developed society they are distributed according to the principle of priority. However, it often happens that some socially important processes do not receive adequate funding. Fortunately, today anyone can contribute to the development of medicine, sports or culture. This became possible thanks to the existence of special charitable foundations. What is it?

Charitable foundations are special non-profit organizations that accumulate funds for the purpose of their further targeted distribution among those in need. From a social point of view, such movements are simply necessary. After all, the state cannot always, on its own, ensure the normal functioning of certain mechanisms important for public life.

Anyone can become a patron of the charity fund. In practice, this means that absolutely anyone can voluntarily donate money by sponsoring a particular area of social life (for example, medicine, science or art) or even a specific group of low-income citizens. And not only the society itself, but also special government agencies will closely monitor that all of the above finances reach their recipients.

Relief fund as a way of charity

For most large countries, the problem of insufficient budget flexibility remains very relevant to this day. Due to the inability of those in power to promptly respond to current events, many important aspects of social life in such states remain without proper funding. Unfortunately, the Russian Federation is no exception in this sense. This is why the activities of charitable foundations in our country are so in demand.

By independently creating appropriate organizations, caring people take on responsibilities to support state culture, science and sports. They also promptly provide social protection for certain categories of needy citizens. Hundreds of millions of dollars pass through the hands of Russian philanthropists every year, which they then distribute for the most pressing needs of society.

Today, the following Russian foundations have gained the greatest fame due to their activities:

Vladimir Potanin Foundation (financial support for students);
the “Volnoye Delo” foundation (the “Temples of Russia” program and other well-known projects relating to various spheres of social life);
Dynasty Foundation (financing educational programs and science in general);
Victoria Foundation (support for orphans);
“Link of Times” Foundation (preservation of Russian cultural heritage).

From a legal point of view

Relief Fund - non-profit organization

From the point of view of legislators, a charitable foundation can be considered any non-profit (that is, founded without the purpose of making a profit) structure specializing in the provision of a specific type of social services.

According to Article 118 of the Civil Code of the Russian Federation, any legal entity or individual can open such an organization. By the way, in the latter case, the benefactor does not even have to be a citizen of the country.

It is curious that, according to the same Russian legislation, the described funds can also engage in entrepreneurial activities. Moreover, do this both on your own behalf and through a joint stock company specially founded for this purpose, or -. There are only a few restrictions on this:

at least 80% of all profits received by such entrepreneurs must be redistributed to finance charity;
the scope of the foundation’s business activities (as well as the specifics of the charitable services it provides) must be clearly indicated in all documentation of the organization using OKVED codes;
the entrepreneurial activities of a charitable foundation should not go beyond the scope of the organization’s charter (Article 49 of the Civil Code of the Russian Federation).

How to open a charitable foundation?

Anyone can create a relief fund

As is clear from everything said above, purely theoretically, anyone can establish their own charitable foundation. However, in practice, for this to happen, certain conditions must be met. More specifically, we are talking about securing funding for the fund.

In other words, before opening such an organization, the philanthropist must make sure that the social services he is going to provide will arouse the interest of the intended patrons. That is why the founders of foundations are usually people who already have some experience in philanthropic activities.

As soon as the benefactor decides on the scope of the upcoming work, he can begin to draw up a business plan for his organization. What is important here is not only a clear idea regarding the targeting of the fund’s services. The list of proposed patrons of the arts is also important. This moment can become critical, since without generous donations a young organization simply will not be able to support even its own economic activities, because 80% of its income will be accumulated for charitable needs.

One way or another, as soon as the business plan is ready, the founder of the fund will be able to register his brainchild with the Ministry of Justice of the Russian Federation. According to the laws on charitable activities and non-profit organizations, this step is strictly mandatory. To carry out the procedure itself, the founder will need the following documents:

for registration of the fund (form RN0001);
a documented decision on the creation of an organization and approval of the relevant constituent papers;
charter of the future fund (in triplicate);
a receipt in the amount of 4 thousand rubles;
proof that the fund has an actual address (certificate of ownership of the office premises or a letter of guarantee from its landlord).

As a rule, the decision to establish a charitable foundation is made by the Ministry of Justice within two weeks. The same amount of time is required for the mentioned government body to certify all the necessary registration documents. As for the actual official activities, its organization will be able to begin as soon as its founders have the following papers in their hands:

After this, the benefactor will only have to register with the statistics service, as well as pension and social insurance funds. Then he will be able to choose a bank to service the organization’s accounts and finally begin the planned activities.

As for the taxation of charitable foundations directly, it has some specifics. All payments are made within the so-called narrowed base. Thanks to this, any voluntary donations made to the fund will not be taxed. For this to work not only in theory, but also in practice, all charitable contributions received into the organization’s account must be properly formalized. Usually only a very experienced accountant with serious accounting experience can cope with such a task.

In this video you will learn how a fund is created and how you can create a fund from scratch:

Humanity lives in a changing reality, so it is quite difficult to survive without kindness and compassion. Poverty, illness, military conflicts, high mortality - all this pushes people to the realization that life is fleeting and it is necessary to help those in need. Charity develops responsibility, reliability and kindness in a person.

In order to target funds to those in need, people organize charities. A charitable foundation is a type of organization operating on the basis of a charter, the main activity of which is charity. The number of participants who manage the fund is specified in the charter. As for working capital, they can be formed by founders or philanthropists.

So what is a fund and what does it do? Now there are a huge number of organizations of a similar nature that help schools, sick children, war veterans, the poor, drug addicts, people with AIDS, the disabled, and the elderly.

World famous charities are:

World Wildlife Fund.
Charitable Foundation named after. Josiana K. Lilly.
Silicon Valley Foundation.
Charitable Foundation of Chulpan Khamatova.
Gerd Bucerius Foundation.

What is a European fund?

There are quite a large number of organizations created under the auspices of the European Union (EU). All of them provide assistance at the state and regional level. The most famous are:

The European Fund for Strategic Investments, which will invest in projects related to the creation of the EU's energy, digital and transport infrastructure. He pays special attention to scientific developments and innovative technologies.
European Structural and Cohesion Funds, which are the main financial instruments in shaping the regional development of EU member states located in Central and Eastern Europe.
The European Social Fund, which was created in 1959 and oversees issues related to employment.
European Pension Fund - carries out activities related to social payments to the population.

Targeted charity

In world practice, there is such a thing as a relief fund. A number of questions arise. What is a relief fund? What does he do? Who can be a founder? The answer is very simple: this is a type of charitable organization that provides assistance, for example, to children with cancer, drug addicts, and AIDS patients.

Charity in business

Charity refers to the more familiar and modern word - hobby or sponsorship. Since they engage in this type of activity in their free time from work, spending various funds on it, in return without acquiring any material income, with the exception of spiritual and positive peace.

Nowadays, we can increasingly see close interaction between business and charity. Such social assistance is provided by both owners of large monopolies and small business entrepreneurs. Often, many companies conduct public charity events to positively influence their reputation and image. To do this, in all kinds of advertising videos or on billboards, the consumer of certain products is informed that part of the proceeds from the sold product will be donated to a charitable foundation. In this case, the company’s reputation increases, and it additionally attracts responsive customers who want to help people who need help.

Many entrepreneurs, when participating in charity, donate directly, without involving intermediaries. After all, what is a fund? He rarely advertises his benefactors. In such cases, you should not condemn such businessmen, because, in addition to beautiful advertising of their products, they still help people.

Not only businessmen, but also ordinary people who have a desire can engage in charity.

The relationship between business, fate and charity

For some business owners, charity exists as a form of voluntary activity. It does not contain any pitfalls and is sincere from the heart.

Some businessmen believe that doing charity work is shameful. But there are other reasons for not disclosing this type of activity. If society learns about an isolated case, then more applicants will appear for whom the limit is not designed. And accusations will begin that some are being helped, but others are not.

It is important to remember that charity not only helps people, but also changes worldviews and solves global issues and problems.

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Often, small businesses cannot get a loan from a bank due to the lack of valuable property that could act as collateral. In this case, the guarantee fund will come to the aid of entrepreneurship. He will act as a guarantor for the borrower's obligations.

The bank, as a commercial structure, will never accommodate a business that lacks collateral. But for many entrepreneurs, borrowed funds are the only source of organization development. Without replenishing fixed assets, enterprises risk a slowdown in the pace of development and a decrease in turnover. The result is low profits, shortfalls in tax payments to the budget and layoffs of workers.

Is the state interested in this situation? Of course not. The government is interested in developing self-employment and ensuring employment for the population, developing a competitive environment in the economy and a constant flow of funds into the treasury. That is why, for several years now, a guarantee fund for supporting entrepreneurship has been operating in every region of the country - a non-profit organization whose activities can be characterized by only one word: “guarantee”.

General provisions

People come here to provide guarantees for business obligations: loans, borrowings, leasing agreements, etc. Obviously, in order to guarantee the return of funds raised, a business must have a sufficient amount of financial resources - property. If there are no material assets, the Guarantee Business Support Center will help you get the necessary loan. He will act as a guarantor between the private owner and the commercial bank.

Each region has its own fund: Tyumen, Krasnodar, Smolensk, etc.

Let's look at the operating principle of the entrepreneurship support center using the example of the Kaluga region.

About the Kaluga Guarantee Fund for Entrepreneurship Support

All information about the activities of the fund in your region can be found on the Internet. The Kaluga Center also has a website. The organization’s reporting states that in 2014, assistance was provided only to rural businesses: processing organizations, construction. The average amount of addressed guarantees was 12 million rubles.

Businesses in the Kaluga region can count on borrowed funds from 25 credit institutions. The fact is that each regional guarantee support center cooperates only with those credit institutions with which it has signed an agreement. The last competition to attract partner banks was held here in 2013.

Which Kaluga enterprise has the right to provide a guarantee?

A small business entity (IP, LLC, OJSC, CJSC) must be registered in the Kaluga region. The period of business activity is from three months.
It is necessary to fulfill the following conditions for lending: amounts from 1 to 25 million rubles, term - from 1 to 10 years.
Three months before the date of application to the guarantee fund, the enterprise must have no violations under previously concluded loan agreements and no overdue loan debts.
If 24 months before applying to the business entity, insolvency procedures were not applied: financial recovery, sanctions on suspension of activities, external or bankruptcy management.
The enterprise must have hired employees with a salary not lower than that determined for this type of activity by the statistics authorities for the Kaluga region.

And the main requirement that must be met concerns the financial side: the business entity must find at least 50% of the amount of its obligations to the bank.

The guarantee is not free. The Kaluga Guarantee Fund for Entrepreneurship Support estimates its services at a rate of 0.5% per annum of the loan security amount provided.

How to obtain a fund guarantee

1 step

An entrepreneur submits an application for a loan. The bank determines the loan security using the guarantee fund as a guarantor.

Step 2

A small business entity provides a package of documents to the Support Center: a certificate of state registration, a certificate from the tax office confirming the absence of debts, an assessment of the project’s business plan, a conclusion from a credit institution, etc.

Step 3

A decision is made to provide (or refuse) a guarantee to the entrepreneur. A tripartite agreement is drawn up.

Step 4

The business entity pays a one-time fee.

At the end of the review there are several advantages of working with the fund:

A surety is cheaper than a pledge, because the latter also requires additional expenses for insuring material assets.
Under the entrepreneurship development program in the Kaluga region (there are similar programs in other regions), small businesses can receive compensation for interest paid through subsidies.
I am also pleased with the speed of making a decision on providing security for a loan - no more than three working days from the date of receipt of the application.